Account

Request

GET /v1/accounts/100004000000000000000004 HTTP/1.1
Host: rs1.sandbox.mya.ozoneapi.io
authorization: Bearer 7b390bd2-988b-45b0-a1b5-322ff200ce4f
x-signature: eyJhbGciOiJQUzI1NiIs...<truncated-x-signature-token>
x-fapi-interaction-id: 3649a602-566c-49b1-b6c6-ae67519cbba0

Decoded x-signature Token

Header

{
  "alg": "PS256",
  "kid": "CYMIwoZ1CUbkI0WhG1Km7Td8bU7V2DYEB3cXVHdGwAI"
}

Body

{
  "iss": "16f87e367071230059bff09a",
  "exp": 1769774361.772,
  "iat": 1769774061.772,
  "nbf": 1769774061.772,
  "aud": [
    "DP9876543210",
    "Paynet OFP"
  ],
  "jti": "3649a602-566c-49b1-b6c6-ae67519cbba0",
  "qpm": {},
  "url": "http://https://rs1.sandbox.mya.ozoneapi.io/v1/accounts/100004000000000000000004",
  "sub": "a7cb03ff-4c70-4eaa-87f4-f2a4c4c87b0d"
}

Response

200 OK
Content-Type: application/jose
x-fapi-interaction-id: 3649a602-566c-49b1-b6c6-ae67519cbba0

{
  "iss": "a7cb03ff-4c70-4eaa-87f4-f2a4c4c87b0d",
  "aud": [
    "Paynet OFP",
    "DP9876543210"
  ],
  "data": "eyJhbGciOiJSU0EtT0FFUC0yNTYiL...<truncated-JWE>",
  "exp": 1769777729,
  "iat": 1769774129,
  "nbf": 1769774129,
  "jti": "a633b22d-db14-4e15-ab6e-b61983fa8440"
}

Decrypted JWE

Header

{
  "alg": "RSA-OAEP-256",
  "enc": "A256GCM",
  "cty": "JWT"
}

Body

The type of the account dictates the fields that are returned in the response.

type: credit

{
  "data": {
    "account_id": "550e8400-e29b-41d4-a716-446655440002",
    "account_number": "534892****7651",
    "account_name": "MasterCard Platinum",
    "account_holder_name": "Wong Mei Lin",
    "institution_name": "Greenbank",
    "category": "retail",
    "type": "credit",
    "subtype": "credit_card",
    "limit": {
      "amount": "50000.00",
      "currency": "MYR"
    },
    "interest_rate": 10.75,
    "minimum_payment_amount": {
      "amount": "2500.00",
      "currency": "MYR"
    },
    "payment_due_date": "2026-03-19"
  }
}

type: deposit

{
  "data": {
    "account_id": "550e8400-e29b-41d4-a716-446655550002",
    "account_number": "GNK-2024-005678",
    "account_name": "Checking Account",
    "account_holder_name": "Wong Mei Lin",
    "institution_name": "Greenbank",
    "category": "retail",
    "type": "deposit",
    "subtype": "current",
    "limit": {
      "amount": "75000.00",
      "currency": "MYR"
    }
  }
}

type: Loan

{
  "data": {
    "account_id": "550e8400-e29b-41d4-a716-446655660006",
    "account_number": "GNK-LN-8901",
    "account_name": "Personal Loan",
    "account_holder_name": "Wong Mei Lin",
    "institution_name": "Greenbank",
    "category": "retail",
    "type": "loan",
    "subtype": "hire_purchase",
    "loan_details": {
      "loan_amount": {
        "amount": "50000.00",
        "currency": "MYR"
      },
      "origination_date": "2021-02-28",
      "maturity_date": "2024-02-28"
    },
    "interest_rate": 7.5,
    "minimum_payment_amount": {
      "amount": "1400.00",
      "currency": "MYR"
    },
    "payment_due_date": "2026-04-27"
  }
}

type: investment

{
  "data": {
    "account_id": "550e8400-e29b-41d4-a716-446655770002",
    "account_number": "61447042",
    "account_name": "Simpanan Konvensional",
    "account_holder_name": "Ng Yi Wen",
    "institution_name": "epf",
    "category": "retail",
    "type": "investment",
    "subtype": "pension"
  }
}